AS TECHNOLOGY becomes part and parcel of everyday life people are shopping, banking and buying online more than ever before with scammers one step behind.

HACKING WARNING: Con-artists target gig ticket purchases and trivia quizzes in new scams

From forging signatures to cheques, fraudsters are also adapting their crimes to the online lifestyle of the modern age.

They are creating new and sophisticated scams, or tweaking old ones to capitalise on the virtual world.

The majority of UK citizens own a smartphone and use it to manage their finances, shop, buy tickets and even check train times.

Apps are an easy way to to do this, but con-artists are also cashing in by infecting apps with viruses which can then be unwittingly downloaded onto your phone.

The Met police warned people to only download from official stores, such as Apple iTunes, Android Marketplace and the Google Play Store.

In the recently published Little Book of Big Scams, they said: “Keep your smartphone’s operating system updated with the latest security patches and upgrades.

“Don’t give your mobile banking security details, including your passcode, to anyone else and don’t store these on your device.

“Just like on your computer, there are anti-virus tools available for your mobile device.

“Be wary of clicking on links contained in a text message or email. Don’t respond to unsolicited messages or voicemails on your phone.

“Your bank will never email you or send you a text message that asks you disclosed your PIN or password.”

Scammers are taking advantage by tempting you to buy tickets that do not exist or are fake

Met Police

Games, quizzes and trivia are another way to make money off unsuspecting victims.

Sometimes cold-texts will comes through the the option to text ‘STOP’ to cease receiving them, but this is also a scam and will cost money, sometimes up to £2 a text.

The report said: “With trivia scams, the first few questions will be very easy.

“This is meant to encourage you to keep playing. However, the last one or two questions you need to answer in order to clim your ‘prize’ could be very difficult or impossible. Do not enter.

“If you try to claim your prize, you may have to call a premium rate number (that begins with 0906 for example).

“You may then have to listen to a long recorded messages and there’s unlikely to be a prize at the end of it. Do not phone back to claim.”

’SMiShing’ is a new term used to described trying to phish personal information, such as financial, via texts.

The Met said: “The message may appear to be from a legitimate company, like a mobile phone provider.”

They warned no official company will try and solicit details via text.

Another niche fraudsters have managed to exploit is buying gig and music tickets online.

Often fans find tickets to their favourite band are sold out within minutes, snapped up by bots or touts only to be resold with an eyewatering mark-up.

The issue was recently recognised by parliament, with an All Party Parliamentary Group (APPG) held on Ticket Abuse.

Con-artists have exploited this area of the market, with the Met report finding: “Scammers are taking advantage by tempting you to buy tickets that do not exist or are fake.

“Scammers set up websites offering tickets that they do not have access to and cannot provide but are happy to take payment for.”

Sometimes physical tickets will arrive, but when fans try and use them are unable to gain access to the event.

Usually they are fake or have been reported as lost or stolen, or the fraudster will claim a representative will meet them at the venue, only to never show up.

They advised to buy tickets via a credit card, which offers protection under the Consumer Credit Act, and always buy from the official outlets.

Anyone fearing they have been a victim of fraud can call Action Fraud on 0300 123 2040.

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